I’m building the infrastructure for it, the human face of it, and the safety net around the people living through it.
For a long time, I’ve talked about the things I’m building. I want to talk about why they’re the same thing.
Digital is coming. You can’t stop it any more than we stopped moving from gold sovereigns to paper money. The next evolution is digital currency — and it’s closer than most people think.
But here’s what keeps me up at night: we can’t leave people behind.
So, I’ve been working on three answers to that question:
🏗️ The rails — TVVIN (https://tvvin.com) is a GFSC regulation-pending stablecoin platform — the trusted infrastructure that makes digital currency something institutions can actually use. With significant institutional demand already demonstrated, this is real, and it’s happening.
🤝 The human face — banxlocal (https://banxlocal.uk) puts people back in the picture. Because when it comes to money, people want to walk into somewhere, talk to a real person, and feel like someone actually cares. Not a chatbot. Not a faceless app. Community financial hubs — the human face of a digital world.
🧠 The safety net — CoEfficient (https://coefficient-solutions.com) monitors and predicts mental health across workforces. Because change at this scale has a human cost. We need to measure it, manage it, and make sure no one falls through the cracks.
And sitting above all of it — my roles at Innovate Guernsey (https://innovateguernsey.com), the Guernsey Digital Assets Association, and the Guernsey Chamber of Commerce (https://guernseychamber.com) — shaping the environment where all of this can actually happen.
